Our First Blog Carnivals

June 7, 2008

Yippee!! My post on our trip to the Atlanta History Center for WWII Remembrance Day has been included in 2 wonderful blog carnivals. :-)

Georgia On My Mind - Georgia Carnival #37 

and

Homeschool Blogger’s Carnival of Homeschooling

Thanks so much to both these bloggers for including us!

Don’t Give Up On Home Ownership

June 7, 2008

house.jpgIn talking to a friend who’s a realtor, she told me that the number of first time home buyers she’s working with had gone done dramatically in the past year or so.  According to her, people are hesitant to take the plunge into home ownership in such a tentative economy.  And, with their everyday expenses getting more expensive, they don’t have the available cash to make a 20% down payment on a mortgage.

I don’t think many people know about it, but there are states agencies and grants that can help with down payment assistance. I didn’t know about it when we bought our first home and I sure wish we had. The hardest part of the entire process was coming up with the down payment and if we had been eligible for a grant, it would have it a lot easier.

So for any of you considering first time home ownership, here’s my advice.  Don’t give up just because of the economy.  Do your research and try to find ways that you can afford it. Utilize your state and county agencies - that’s their job.  Remember, it benefits the government if you own a home by the property taxes you pay.  You may be suprised at how much help they can actually give you.

A New Fundraising Idea

June 6, 2008

I heard about a creative fundraising idea today so I thought I’d pass it along to you.  The kids from our local teams come by every few months selling magazine subscriptions or candy bars, but the frozen cookie dough fundraiser is something I hadn’t heard of before.

This should be a pretty easy thing to sell for any youth group, sports team or school.  And, since it’s something people haven’t been offered before, it may actually be an easier sell.

Now we’re not a cookie eating family, but I now a lot of Moms that love the convenience of frozen cookie dough.  I hear it comes in especially handy when you child informs you at 8 p.m. that they need to bring cookies to school for a party the next day!

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